> For the complete documentation index, see [llms.txt](https://docs.powens.com/documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.powens.com/documentation/integration-guides/pay-by-bank/getting-started-with-pay-by-bank.md). # Getting started with Pay by Bank The Pay by Bank product allows you to initiate and follow up on payments with banks complying with the revised Payment Service Directive (PSD2). It does not require bank account aggregation made beforehand: you may request payments from an emitter bank *without* creating a connection in our API. If you do not have a domain yet, you can preview connectors supporting the Pay by Bank product by going on [Powens Institutions](https://institutions.powens.com/), and selecting "Pay" on the left hand side. ## Enable Pay by Bank on your domain Pay by Bank features can be activated by your commercial contact only. ## Enable Pay by Bank connectors Going on the [console](https://console.budget-insight.com/), selecting your domain then selecting "Pay" on the left. From there, you can enable connectors you want to use on your domain. ## Configure the Payment State Updated Webhook It is highly recommended to configure the `PAYMENT_STATE_UPDATED` webhook; see [Webhooks](/documentation/integration-guides/webhooks.md) for more information on how webhooks work. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.powens.com/documentation/integration-guides/pay-by-bank/getting-started-with-pay-by-bank.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.