# Indicators

### User indicator

We provide a specific endpoint to allow you to access indicators metrics computed on end users’ banking data: 

```
GET /users/me/indicators
```

<pre class="language-json"><code class="lang-json"><strong>{
</strong>   "id_user":3,
   "indicators":{
      "avg_current_month":{
         "incoming":3573,
         "outgoing":-594,
         "net_cash_flow":2979,
         "leverage_ratio":null,
         "recurrent_income":{
            "num_statements":0.0,
            "total_amount":0,
            "details":null
         },
         "recurrent_outcome":{
            "num_statements":0.0,
            "total_amount":0,
            "details":null
         },
         "gambling":{
            "gambling_ratio":null,
            "income_num_statements":0.0,
            "income_total_amount":0,
            "outcome_num_statements":0.0,
            "outcome_total_amount":0
         },
         "loans":{
            "income_num_statements":0.0,
            "income_total_amount":0,
            "outcome_num_statements":0.0,
            "outcome_total_amount":0,
            "details":null
         },
         "return_debit":{
            "num_statements":0.0,
            "total_amount":0
         }
      },
      "total_current_month":{
         "incoming":3573,
         "outgoing":-594,
         "net_cash_flow":2979,
         "leverage_ratio":null,
         "recurrent_income":{
            "num_statements":0,
            "total_amount":0,
            "details":null
         },
         "recurrent_outcome":{
            "num_statements":0,
            "total_amount":0,
            "details":null
         },
         "gambling":{
            "gambling_ratio":null,
            "income_num_statements":0,
            "income_total_amount":0,
            "outcome_num_statements":0,
            "outcome_total_amount":0
         },
         "loans":{
            "income_num_statements":0,
            "income_total_amount":0,
            "outcome_num_statements":0,
            "outcome_total_amount":0,
            "details":null
         },
         "return_debit":{
            "num_statements":0,
            "total_amount":0
         }
      },
      "avg_last_30days":{
         "incoming":511,
         "outgoing":-480,
         "net_cash_flow":32,
         "leverage_ratio":null,
         "recurrent_income":{
            "num_statements":0.0,
            "total_amount":0,
            "details":null
         },
         "recurrent_outcome":{
            "num_statements":0.0,
            "total_amount":0,
            "details":null
         },
         "gambling":{
            "gambling_ratio":null,
            "income_num_statements":0.0,
            "income_total_amount":0,
            "outcome_num_statements":0.4,
            "outcome_total_amount":-31
         },
         "loans":{
            "income_num_statements":0.0,
            "income_total_amount":0,
            "outcome_num_statements":0.0,
            "outcome_total_amount":0,
            "details":null
         },
         "return_debit":{
            "num_statements":0.0,
            "total_amount":0
         }
      },
      "total_last_30days":{
         "incoming":15342,
         "outgoing":-14388,
         "net_cash_flow":954,
         "leverage_ratio":null,
         "recurrent_income":{
            "num_statements":0,
            "total_amount":0,
            "details":null
         },
         "recurrent_outcome":{
            "num_statements":0,
            "total_amount":0,
            "details":null
         },
         "gambling":{
            "gambling_ratio":null,
            "income_num_statements":0,
            "income_total_amount":0,
            "outcome_num_statements":12,
            "outcome_total_amount":-942
         },
         "loans":{
            "income_num_statements":0,
            "income_total_amount":0,
            "outcome_num_statements":0,
            "outcome_total_amount":0,
            "details":null
         },
         "return_debit":{
            "num_statements":0,
            "total_amount":0
         }
      },
      "avg_last_60days":{
         "incoming":256,
         "outgoing":-240,
         "net_cash_flow":16,
         "leverage_ratio":null,
         "recurrent_income":{
            "num_statements":0.0,
            "total_amount":0,
            "details":null
         },
         "recurrent_outcome":{
            "num_statements":0.0,
            "total_amount":0,
            "details":null
         },
         "gambling":{
            "gambling_ratio":null,
            "income_num_statements":0.0,
            "income_total_amount":0,
            "outcome_num_statements":0.2,
            "outcome_total_amount":-16
         },
         "loans":{
            "income_num_statements":0.0,
            "income_total_amount":0,
            "outcome_num_statements":0.0,
            "outcome_total_amount":0,
            "details":null
         },
         "return_debit":{
            "num_statements":0.0,
            "total_amount":0
         }
      },
      "total_last_60days":{
         "incoming":15342,
         "outgoing":-14409,
         "net_cash_flow":933,
         "leverage_ratio":null,
         "recurrent_income":{
            "num_statements":0,
            "total_amount":0,
            "details":null
         },
         "recurrent_outcome":{
            "num_statements":0,
            "total_amount":0,
            "details":null
         },
         "gambling":{
            "gambling_ratio":null,
            "income_num_statements":0,
            "income_total_amount":0,
            "outcome_num_statements":12,
            "outcome_total_amount":-942
         },
         "loans":{
            "income_num_statements":0,
            "income_total_amount":0,
            "outcome_num_statements":0,
            "outcome_total_amount":0,
            "details":null
         },
         "return_debit":{
            "num_statements":0,
            "total_amount":0
         }
      },
      "avg_last_90days":{
         "incoming":170,
         "outgoing":-160,
         "net_cash_flow":10,
         "leverage_ratio":null,
         "recurrent_income":{
            "num_statements":0.0,
            "total_amount":0,
            "details":null
         },
         "recurrent_outcome":{
            "num_statements":0.0,
            "total_amount":0,
            "details":null
         },
         "gambling":{
            "gambling_ratio":null,
            "income_num_statements":0.0,
            "income_total_amount":0,
            "outcome_num_statements":0.133,
            "outcome_total_amount":-10
         },
         "loans":{
            "income_num_statements":0.0,
            "income_total_amount":0,
            "outcome_num_statements":0.0,
            "outcome_total_amount":0,
            "details":null
         },
         "return_debit":{
            "num_statements":0.0,
            "total_amount":0
         }
      },
      "total_last_90days":{
         "incoming":15342,
         "outgoing":-14409,
         "net_cash_flow":933,
         "leverage_ratio":null,
         "recurrent_income":{
            "num_statements":0,
            "total_amount":0,
            "details":null
         },
         "recurrent_outcome":{
            "num_statements":0,
            "total_amount":0,
            "details":null
         },
         "gambling":{
            "gambling_ratio":null,
            "income_num_statements":0,
            "income_total_amount":0,
            "outcome_num_statements":12,
            "outcome_total_amount":-942
         },
         "loans":{
            "income_num_statements":0,
            "income_total_amount":0,
            "outcome_num_statements":0,
            "outcome_total_amount":0,
            "details":null
         },
         "return_debit":{
            "num_statements":0,
            "total_amount":0
         }
      }
   }
}
</code></pre>

### Steps

1. Ask your Account Manager to activate the Indicators plugin.
2. [Add a first user and connection](https://docs.powens.com/documentation/integration-guides/quick-start/add-a-first-user-and-connection) or [synchronize an existing connection after Indicators plugin activation](https://docs.powens.com/documentation/integration-guides/sca-and-connection-states).
3. Call the endpoint.

{% hint style="info" %}
Synchronizations

The Indicators metrics are computed asynchronously after every user synchronization. As such, the indicators metrics may not be available for one minute after a user first synchronization; if so the route will return the following output:

```json
{
  "id_user": 701,
  "indicators": None,
}
```

We would then suggest that you query it again after a few seconds, after which the complete JSON response should appear.
{% endhint %}