Transfers (obsolete)

The Pay product should be preferred to these services as it handles PSD2-compliant use-cases.
API endpoints
Authentication: endpoints listed in this page require header authentication with a user token.
get
https://{domain}.biapi.pro/2.0
/users/{userId}/recipients
List recipients
Filtered route alias:
/accounts/{accountId}/recipients
get
https://{domain}.biapi.pro/2.0
/users/{userId}/recipientCategories
List recipient categories
post
https://{domain}.biapi.pro/2.0
/users/{userId}/accounts/{accountId}/recipients
Add a recipient
post
https://{domain}.biapi.pro/2.0
/users/{userId}/accounts/{accountId}/recipients/{recipientId}
Update a recipient
post
https://{domain}.biapi.pro/2.0
/users/{userId}/transfers
Create a transfer
get
https://{domain}.biapi.pro/2.0
/users/{userId}/transfers
List transfers
get
https://{domain}.biapi.pro/2.0
/users/{userId}/transfers/{transferId}
Get a transfer
post
https://{domain}.biapi.pro/2.0
/users/{userId}/transfers/{transferId}
Update a transfer
Data model
RecipientsList object
Property
Type
Description
recipients
Array of Recipient objects
List of recipients.
Recipient object
Property
Type
Description
id
Integer
ID of the recipient.
id_account
Integer
ID of the related emitter bank account.
id_target_account
Integer or null
If this recipient represents a known aggregated account as an internal transfer destination, ID of the related destination bank account.
label
String
Name of the recipient.
iban
String or null
IBAN of the recipient, if available.
bic
String or null
BIC code of the recipient, if available.
bank_name
String or null
Name of the bank holding the recipient account, if available.
enabled_at
DateTime or null
Enable date of the recipents. Transfers to disabled recipients is not possible.
state
​RecipientState string of null
The sync status of this recipient. The null value indicates a successful sync.
fields
Array of ConnectorField objects or null
If validation of the recipient requires credentials input, this list of relevant fields that must be prompted to the end-user.
error_message
String or null
If the recipient is in an error state, the optional bank message.
RecipientState values
Value
Description
wrongpass
The authentication on website has failed.
additionalInformationNeeded
Additional information is needed such as an OTP.
websiteUnavailable
The connector website is unavailable.
actionNeeded
An action is needed on the website by the user, scraping is blocked.
decoupled
Requires a user validation on a third-party app or device (ex: digital key).
bug
A bug has occurred during the synchronization.
RecipientCategoriesList object
Property
Type
Description
categories
Array of strings
List of recipient categories.
RecipientCreationRequest object
Property
Type
Required
Description
iban
String
Yes
The IBAN of the recipient.
label
String
Yes
The name of the recipient.
category
String
No
The category of the recipient, if needed.
background
Boolean
No
Flag to make the request asynchronous (i.e. the API will respond immediately and process the registration with the bank in background). When using this option, you must implement polling on the recipient to monitor the state.
TransferCreationRequest object
Name
Type
Required
Description
id_account
Integer
Yes
ID of the emitter account.
amount
Decimal
Yes
Amount of the transfer. The currency is set by the emitter account.
label
String
No
Label of the transfer.
beneficiary_type
​BeneficiaryType string
Yes
Type of beneficiary.
id_recipient
Integer
No
ID of the recipient, for the recipient beneficiary type.
beneficiary_number
String
No
Identification of the beneficiary, according to the beneficiary_type: IBAN or phone number.
beneficiary_label
String
No
Name of the beneficiary for the iban or phone_number types.
validated
Boolean
No
Flag to validate the transfer (submit to the bank).
background
Boolean
No
Flag to make the validation request asynchronous (i.e. the API will respond immediately and process the validation with the bank in background). When using this option, you must implement polling on the transfer to monitor the state.
BeneficiaryType values
Value
Description
recipient
Transfer to a registered beneficiary.
iban
Direct transfer to an IBAN (without beneficiary addition).
phone_number
Direct transfer to a phone number (without beneficiary addition).
Transfer object
Property
Type
Description
id
Integer
ID of the transfer.
id_account
Integer or null
ID of the related emitter bank account.
id_recipient
Integer or null
ID of the recipient, for the recipient beneficiary type.
beneficiary_type
​BeneficiaryType string
Type of beneficiary.
beneficiary_number
String or null
Identification of the beneficiary, according to the beneficiary_type: IBAN or phone number.
exec_date
Date or null
Execution date of the transfer.
amount
Decimal
Amount of the transfer.
currency
​Currency object
Currency of the transfer.
label
String
Label of the transfer.
state
​TransferState string or null
State of the transfer.
fields
Array of ConnectorField objects or null
If validation of the transfer requires credentials input, this list of relevant fields must be prompted to the end-user.
validate_mechanism
​TransferValidateMechanism string
The mechanism to use to validate the transfer.
error_message
String or null
If the transfer is in an error state, the optional bank message.
TransferState values
Value
Description
created
The transfer is created in our API but not yet validated with the bank.
validating
The transfer is being submitted to the bank.
scheduled
The transfer has been submitted to the bank and is scheduled for future execution.
pending
The transfer has been submitted to the bank, execution is in progress.
done
The transfer has been confirmed by the bank.
canceled
The transfer has been explicitly cancelled by the user.
coming
The transfer is confirmed but the operation is still marked as coming.
deleted
The transfer was not found on the bank.
transactionNotFound
The transfer has been confirmed but the matching transaction is not found on the bank.
wrongpass
The authentication on the website has failed.
additionalInformationNeeded
Additional information is needed such as an OTP.
websiteUnavailable
The connector website is unavailable.
actionNeeded
An action is needed on the website by the user, scraping is blocked.
decoupled
Requires a user validation on a third-party app or device (ex: digital key).
bug
A bug has occurred during the synchronization.
TransferValidateMechanism values
Value
Description
credentials
The transfer will be validated using a set of fields available in the API response.
webauth
The transfer will be validated using the /webauth endpoint.
TransfersList object
Property
Type
Description
transfers
Array of Transfer objects
List of transfers. The list only includes transfers created by our API.
first_date
Date
Minimum available date for results.
last_date
Date
Maximum available date for results.
result_min_date
Date
Minimum date of results in the current response.
result_max_date
Date
Maximum date of results in the current response.
TransferUpdateRequest object
Name
Type
Required
Description
id_account
Integer
No
New ID of the emitter account.
amount
Decimal
No
New transfer amount. The currency is set by the emitter account.
label
String
No
New label of the transfer.
beneficiary_type
​BeneficiaryType string
No
New type of beneficiary.
id_recipient
Integer
No
New ID of the recipient, for the recipient beneficiary type.
beneficiary_number
String
No
New identification of the beneficiary, according to the beneficiary_type: IBAN or phone number.
beneficiary_label
String
No
New name of the beneficiary for the iban or phone_number types.
validated
Boolean
No
Flag to validate the transfer (submit to the bank).
To validate a transfer using the credentials mechanism, you must include in the request the values from the connector fields.

Property	Type	Description
`recipients`	Array of Recipient objects	List of recipients.

Property	Type	Description
`id`	Integer	ID of the recipient.
`id_account`	Integer	ID of the related emitter bank account.
`id_target_account`	Integer or null	If this recipient represents a known aggregated account as an internal transfer destination, ID of the related destination bank account.
`label`	String	Name of the recipient.
`iban`	String or null	IBAN of the recipient, if available.
`bic`	String or null	BIC code of the recipient, if available.
`bank_name`	String or null	Name of the bank holding the recipient account, if available.
`enabled_at`	DateTime or null	Enable date of the recipents. Transfers to disabled recipients is not possible.
`state`	RecipientState string of null	The sync status of this recipient. The null value indicates a successful sync.
`fields`	Array of ConnectorField objects or null	If validation of the recipient requires credentials input, this list of relevant fields that must be prompted to the end-user.
`error_message`	String or null	If the recipient is in an error state, the optional bank message.

Value	Description
`wrongpass`	The authentication on website has failed.
`additionalInformationNeeded`	Additional information is needed such as an OTP.
`websiteUnavailable`	The connector website is unavailable.
`actionNeeded`	An action is needed on the website by the user, scraping is blocked.
`decoupled`	Requires a user validation on a third-party app or device (ex: digital key).
`bug`	A bug has occurred during the synchronization.

Property	Type	Description
`categories`	Array of strings	List of recipient categories.

Property	Type	Required	Description
`iban`	String	Yes	The IBAN of the recipient.
`label`	String	Yes	The name of the recipient.
`category`	String	No	The category of the recipient, if needed.
`background`	Boolean	No	Flag to make the request asynchronous (i.e. the API will respond immediately and process the registration with the bank in background). When using this option, you must implement polling on the recipient to monitor the state.

Name	Type	Required	Description
`id_account`	Integer	Yes	ID of the emitter account.
`amount`	Decimal	Yes	Amount of the transfer. The currency is set by the emitter account.
`label`	String	No	Label of the transfer.
`beneficiary_type`	BeneficiaryType string	Yes	Type of beneficiary.
`id_recipient`	Integer	No	ID of the recipient, for the `recipient` beneficiary type.
`beneficiary_number`	String	No	Identification of the beneficiary, according to the `beneficiary_type`: IBAN or phone number.
`beneficiary_label`	String	No	Name of the beneficiary for the `iban` or `phone_number` types.
`validated`	Boolean	No	Flag to validate the transfer (submit to the bank).
`background`	Boolean	No	Flag to make the validation request asynchronous (i.e. the API will respond immediately and process the validation with the bank in background). When using this option, you must implement polling on the transfer to monitor the state.

Value	Description
`recipient`	Transfer to a registered beneficiary.
`iban`	Direct transfer to an IBAN (without beneficiary addition).
`phone_number`	Direct transfer to a phone number (without beneficiary addition).

Property	Type	Description
`id`	Integer	ID of the transfer.
`id_account`	Integer or null	ID of the related emitter bank account.
`id_recipient`	Integer or null	ID of the recipient, for the `recipient` beneficiary type.
`beneficiary_type`	BeneficiaryType string	Type of beneficiary.
`beneficiary_number`	String or null	Identification of the beneficiary, according to the `beneficiary_type`: IBAN or phone number.
`exec_date`	Date or null	Execution date of the transfer.
`amount`	Decimal	Amount of the transfer.
`currency`	Currency object	Currency of the transfer.
`label`	String	Label of the transfer.
`state`	TransferState string or null	State of the transfer.
`fields`	Array of ConnectorField objects or null	If validation of the transfer requires credentials input, this list of relevant fields must be prompted to the end-user.
`validate_mechanism`	TransferValidateMechanism string	The mechanism to use to validate the transfer.
`error_message`	String or null	If the transfer is in an error state, the optional bank message.

Value	Description
`created`	The transfer is created in our API but not yet validated with the bank.
`validating`	The transfer is being submitted to the bank.
`scheduled`	The transfer has been submitted to the bank and is scheduled for future execution.
`pending`	The transfer has been submitted to the bank, execution is in progress.
`done`	The transfer has been confirmed by the bank.
`canceled`	The transfer has been explicitly cancelled by the user.
`coming`	The transfer is confirmed but the operation is still marked as coming.
`deleted`	The transfer was not found on the bank.
`transactionNotFound`	The transfer has been confirmed but the matching transaction is not found on the bank.
`wrongpass`	The authentication on the website has failed.
`additionalInformationNeeded`	Additional information is needed such as an OTP.
`websiteUnavailable`	The connector website is unavailable.
`actionNeeded`	An action is needed on the website by the user, scraping is blocked.
`decoupled`	Requires a user validation on a third-party app or device (ex: digital key).
`bug`	A bug has occurred during the synchronization.

Value	Description
`credentials`	The transfer will be validated using a set of `fields` available in the API response.
`webauth`	The transfer will be validated using the `/webauth` endpoint.

Property	Type	Description
`transfers`	Array of Transfer objects	List of transfers. The list only includes transfers created by our API.
`first_date`	Date	Minimum available date for results.
`last_date`	Date	Maximum available date for results.
`result_min_date`	Date	Minimum date of results in the current response.
`result_max_date`	Date	Maximum date of results in the current response.

Name	Type	Required	Description
`id_account`	Integer	No	New ID of the emitter account.
`amount`	Decimal	No	New transfer amount. The currency is set by the emitter account.
`label`	String	No	New label of the transfer.
`beneficiary_type`	BeneficiaryType string	No	New type of beneficiary.
`id_recipient`	Integer	No	New ID of the recipient, for the `recipient` beneficiary type.
`beneficiary_number`	String	No	New identification of the beneficiary, according to the `beneficiary_type`: IBAN or phone number.
`beneficiary_label`	String	No	New name of the beneficiary for the `iban` or `phone_number` types.
`validated`	Boolean	No	Flag to validate the transfer (submit to the bank).

Last modified 1mo ago